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	<title>News Credit</title>
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	<link>http://newscredit.org</link>
	<description>Improve Your Credit History</description>
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		<title>Comparing Loans is an Advantage</title>
		<link>http://newscredit.org/credit-repair-news/comparing-loans-is-an-advantage</link>
		<comments>http://newscredit.org/credit-repair-news/comparing-loans-is-an-advantage#comments</comments>
		<pubDate>Thu, 16 Feb 2012 14:44:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[loan rates]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=511</guid>
		<description><![CDATA[Comparing loan rates from different companies give you an edge. Knowing more information about all types of loans available, their respective rates and policies is always an advantage. Not only are you getting the most out of the loan but you are ensuring that you are taking all the necessary steps to avoid being charged [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/comparing-loans-is-an-advantage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>This Week in Credit 9/16/2011</title>
		<link>http://newscredit.org/bad-credit-consultant/this-week-in-credit-9162011</link>
		<comments>http://newscredit.org/bad-credit-consultant/this-week-in-credit-9162011#comments</comments>
		<pubDate>Tue, 14 Feb 2012 19:49:22 +0000</pubDate>
		<dc:creator>Brianna Tewksbury</dc:creator>
				<category><![CDATA[Bad Credit Consultant]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit 9162011]]></category>

		<guid isPermaLink="false">http://newscredit.org/bad-credit-consultant/this-week-in-credit-9162011</guid>
		<description><![CDATA[“The credit card division of Citigroup Inc. said in a regulatory filing that its default, or charge-off rate, rose to 6.92 percent of balances on an annualized basis in August, from 6.64 percent for July, according to a regulatory filing.” “On the credit card front, a new study by CardHub finds that while card companies [...]]]></description>
		<wfw:commentRss>http://newscredit.org/bad-credit-consultant/this-week-in-credit-9162011/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to make a vacation condo part of your retirement plan</title>
		<link>http://newscredit.org/personal-finance-guide/how-to-make-a-vacation-condo-part-of-your-retirement-plan</link>
		<comments>http://newscredit.org/personal-finance-guide/how-to-make-a-vacation-condo-part-of-your-retirement-plan#comments</comments>
		<pubDate>Fri, 10 Feb 2012 13:27:57 +0000</pubDate>
		<dc:creator>Hayley Steele</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Condo]]></category>
		<category><![CDATA[Condo Part]]></category>

		<guid isPermaLink="false">http://newscredit.org/personal-finance-guide/how-to-make-a-vacation-condo-part-of-your-retirement-plan</guid>
		<description><![CDATA[I have considered reallocating my monthly 401(k) contributions and buying a small condo in Florida. My 401(k) account is down to break-even (at best), and we are not getting any enjoyment from it. However, if we invested in a condo, we would at least get some enjoyment. Wouldn&#8217;t such a purchase also be a form [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/how-to-make-a-vacation-condo-part-of-your-retirement-plan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two Years Post-Bankruptcy, Chrysler Brings in Profit</title>
		<link>http://newscredit.org/credit-repair-news/two-years-post-bankruptcy-chrysler-brings-in-profit</link>
		<comments>http://newscredit.org/credit-repair-news/two-years-post-bankruptcy-chrysler-brings-in-profit#comments</comments>
		<pubDate>Fri, 10 Feb 2012 11:01:31 +0000</pubDate>
		<dc:creator>Grace Macarthur</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[Chrysler]]></category>
		<category><![CDATA[Postbankruptcy Chrysler]]></category>

		<guid isPermaLink="false">http://newscredit.org/credit-repair-news/two-years-post-bankruptcy-chrysler-brings-in-profit</guid>
		<description><![CDATA[In 2009, when Chrysler accepted a federal bailout and filed for bankruptcy protection, many critics shook their heads, suggesting that the carmaker should be allowed to fail if it was not producing cars that appealed to the market. But just two years after emerging from bankruptcy protection, Chrysler has earned a profit, and appears to [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/two-years-post-bankruptcy-chrysler-brings-in-profit/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investing in Magazine Stock Picks is a Bad Idea</title>
		<link>http://newscredit.org/personal-finance-guide/investing-in-magazine-stock-picks-is-a-bad-idea</link>
		<comments>http://newscredit.org/personal-finance-guide/investing-in-magazine-stock-picks-is-a-bad-idea#comments</comments>
		<pubDate>Mon, 06 Feb 2012 22:13:03 +0000</pubDate>
		<dc:creator>Hayley Steele</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Stock]]></category>
		<category><![CDATA[Stock Picks]]></category>

		<guid isPermaLink="false">http://newscredit.org/personal-finance-guide/investing-in-magazine-stock-picks-is-a-bad-idea</guid>
		<description><![CDATA[While getting rid of old magazines recently, I ran into a Fortune magazine story from the turn of the century. Titled, 10 Stocks To Last The Decade, the column claimed that investors should bet on four sweeping trends that are sure to make money over the next decade: communications networking, entertainment, financial services and biotech. [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/investing-in-magazine-stock-picks-is-a-bad-idea/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stripping a Lien in a Chapter 13</title>
		<link>http://newscredit.org/credit-repair-news/stripping-a-lien-in-a-chapter-13</link>
		<comments>http://newscredit.org/credit-repair-news/stripping-a-lien-in-a-chapter-13#comments</comments>
		<pubDate>Sun, 05 Feb 2012 11:31:17 +0000</pubDate>
		<dc:creator>Grace Macarthur</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>

		<guid isPermaLink="false">http://newscredit.org/credit-repair-news/stripping-a-lien-in-a-chapter-13</guid>
		<description><![CDATA[Image via Wikipedia American Bankruptcy Institute Quick Poll Results A Quick Poll by the American Bankruptcy Institute taken on February 1, 20012, revealed that 56% of the respondents believe “Chapter 13 debtors not entitled to a discharge should nonetheless be allowed to strip off a wholly unsecured junior mortgage lien.” Bankruptcy Code Concerning Stripping Junior [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/stripping-a-lien-in-a-chapter-13/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Ways to Avoid Business Closure</title>
		<link>http://newscredit.org/personal-finance-guide/3-ways-to-avoid-business-closure</link>
		<comments>http://newscredit.org/personal-finance-guide/3-ways-to-avoid-business-closure#comments</comments>
		<pubDate>Wed, 25 Jan 2012 10:16:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Avoid Business Closure]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=499</guid>
		<description><![CDATA[With the recession in full force and the economy still in dire straits, owning a business is more stressful than ever. If you have your own business, you are probably having nightmares about shuttering those windows and locking up those doors for good. Image from Flickr But there is no need to feel as though [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/3-ways-to-avoid-business-closure/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How the Bankruptcy Double Standard Hurts Consumers</title>
		<link>http://newscredit.org/credit-repair-news/how-the-bankruptcy-double-standard-hurts-consumers</link>
		<comments>http://newscredit.org/credit-repair-news/how-the-bankruptcy-double-standard-hurts-consumers#comments</comments>
		<pubDate>Mon, 23 Jan 2012 08:03:51 +0000</pubDate>
		<dc:creator>Grace Macarthur</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Double]]></category>

		<guid isPermaLink="false">http://newscredit.org/credit-repair-news/how-the-bankruptcy-double-standard-hurts-consumers</guid>
		<description><![CDATA[A recent article from The New Yorker highlights a troubling disparity in the way we view bankruptcy and loan restructuring in general in this country. As was evidenced in the recent bankruptcy filing of American Airlines, bankruptcy for corporate entities is generally considered part of an overall savvy approach to managing debts and investments. While [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/how-the-bankruptcy-double-standard-hurts-consumers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traveling Abroad on a Shoestring</title>
		<link>http://newscredit.org/personal-finance-guide/traveling-abroad-on-a-shoestring</link>
		<comments>http://newscredit.org/personal-finance-guide/traveling-abroad-on-a-shoestring#comments</comments>
		<pubDate>Thu, 19 Jan 2012 16:14:11 +0000</pubDate>
		<dc:creator>Hayley Steele</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>

		<guid isPermaLink="false">http://newscredit.org/personal-finance-guide/traveling-abroad-on-a-shoestring</guid>
		<description><![CDATA[This past November, my old boss and mentor reminded me that he has a rental apartment in Marbella, Spain that would be available the a few weeks in January. Don said that if we could pay our way to Spain, he would let my boyfriend and I stay in the apartment for free. Sometimes, when [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/traveling-abroad-on-a-shoestring/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Lending Increases In November</title>
		<link>http://newscredit.org/personal-finance-guide/mortgage-lending-increases-in-november</link>
		<comments>http://newscredit.org/personal-finance-guide/mortgage-lending-increases-in-november#comments</comments>
		<pubDate>Tue, 17 Jan 2012 18:56:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Lending]]></category>
		<category><![CDATA[Lending Increases]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=488</guid>
		<description><![CDATA[The lending of mortgages took a positive turn towards the end of 2011, according to mortgage lenders. The Council of Mortgage Lenders (CML) has reported that the number of loans being made to home buyers in the UK rose by 4 per cent in November, to 47,000. This number is also higher than the previous [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/mortgage-lending-increases-in-november/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Citibank Lets Loyalty Members Pool Points on Facebook</title>
		<link>http://newscredit.org/personal-finance-guide/citibank-lets-loyalty-members-pool-points-on-facebook</link>
		<comments>http://newscredit.org/personal-finance-guide/citibank-lets-loyalty-members-pool-points-on-facebook#comments</comments>
		<pubDate>Tue, 17 Jan 2012 09:00:09 +0000</pubDate>
		<dc:creator>Hayley Steele</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[Pool Points]]></category>

		<guid isPermaLink="false">http://newscredit.org/personal-finance-guide/citibank-lets-loyalty-members-pool-points-on-facebook</guid>
		<description><![CDATA[Citibank has offered a new Facebook app that lets members of its ThankYou rewards program pool points with friends and family. The ThankYou loyalty program lets holders of Citi credit cards and checking accounts accumulate points and redeem them for travel rewards or merchandise (there also are options to earn bonus points, say for shopping [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/citibank-lets-loyalty-members-pool-points-on-facebook/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to get best home loans in UK</title>
		<link>http://newscredit.org/personal-finance-guide/how-to-get-best-home-loans-in-uk</link>
		<comments>http://newscredit.org/personal-finance-guide/how-to-get-best-home-loans-in-uk#comments</comments>
		<pubDate>Sat, 14 Jan 2012 11:48:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[best loans]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=482</guid>
		<description><![CDATA[One of the most important things that you need to take care of before you set out to procure a home loan in the UK is to make sure that you have a good credit rating. Having a good credit rating will ensure that you will have the loan without too much of a hassle. [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/how-to-get-best-home-loans-in-uk/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Basics: Liquidation Under the Bankruptcy Code</title>
		<link>http://newscredit.org/credit-repair-news/bankruptcy-basics-liquidation-under-the-bankruptcy-code</link>
		<comments>http://newscredit.org/credit-repair-news/bankruptcy-basics-liquidation-under-the-bankruptcy-code#comments</comments>
		<pubDate>Sat, 14 Jan 2012 06:32:03 +0000</pubDate>
		<dc:creator>Grace Macarthur</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[Bankruptcy Code]]></category>
		<category><![CDATA[Code]]></category>

		<guid isPermaLink="false">http://newscredit.org/credit-repair-news/bankruptcy-basics-liquidation-under-the-bankruptcy-code</guid>
		<description><![CDATA[Image by MyEyeSees via Flickr A Chapter 7, one of six basic types of bankruptcy a debtor can qualify to file for bankruptcy relief, is covered under Title 11 of the United States Bankruptcy Code. Commonly called liquidation, a Chapter 7 is considered to be the simplest type of bankruptcy to file. Petition, Applications, and [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/bankruptcy-basics-liquidation-under-the-bankruptcy-code/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Your Financial Choices Lead to Divorce and Bankruptcy in Arizona</title>
		<link>http://newscredit.org/bad-credit-consultant/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona</link>
		<comments>http://newscredit.org/bad-credit-consultant/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona#comments</comments>
		<pubDate>Fri, 13 Jan 2012 04:57:53 +0000</pubDate>
		<dc:creator>Brianna Tewksbury</dc:creator>
				<category><![CDATA[Bad Credit Consultant]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Choices Lead]]></category>
		<category><![CDATA[Financial Choices]]></category>
		<category><![CDATA[Financial Choices Lead]]></category>

		<guid isPermaLink="false">http://newscredit.org/bad-credit-consultant/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona</guid>
		<description><![CDATA[Joint Accounts for Married Couples:  Can Your Financial Choices Lead to Divorce and Bankruptcy? Several surveys report that the majority of married couples put all of their money in joint accounts.  However, that number is less than it used to be, and there are several other options available to married couples. Some couples choose to [...]]]></description>
		<wfw:commentRss>http://newscredit.org/bad-credit-consultant/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Available mortgage options in UK</title>
		<link>http://newscredit.org/personal-finance-guide/available-mortgage-options-in-uk</link>
		<comments>http://newscredit.org/personal-finance-guide/available-mortgage-options-in-uk#comments</comments>
		<pubDate>Mon, 09 Jan 2012 11:33:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[best mortgage]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=480</guid>
		<description><![CDATA[Essentially mortgages can be split up into fixed rate mortgages and variable or adjustable rate mortgages. The difference between the two is that the former has a single interest rate that is decided at the time of borrowing and will continue for the duration of the loan. The second one has a floating interest rate [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are credit cards and how do they work?</title>
		<link>http://newscredit.org/credit-repair-news/what-are-credit-cards-and-how-do-they-work</link>
		<comments>http://newscredit.org/credit-repair-news/what-are-credit-cards-and-how-do-they-work#comments</comments>
		<pubDate>Sun, 08 Jan 2012 14:07:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[credit card offers]]></category>

		<guid isPermaLink="false">http://newscredit.org/?p=474</guid>
		<description><![CDATA[Each person has different financial needs in the modern world. There are people who have a lot of money while others that leave below a dollar for a day. All these people need money or some financial means for their daily activities. The use of credit cards in the world has become a common thing. [...]]]></description>
		<wfw:commentRss>http://newscredit.org/credit-repair-news/what-are-credit-cards-and-how-do-they-work/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Age Ain’t Nothin’ But a Credit Card Number</title>
		<link>http://newscredit.org/bad-credit-consultant/age-ain%e2%80%99t-nothin%e2%80%99-but-a-credit-card-number</link>
		<comments>http://newscredit.org/bad-credit-consultant/age-ain%e2%80%99t-nothin%e2%80%99-but-a-credit-card-number#comments</comments>
		<pubDate>Fri, 06 Jan 2012 23:51:23 +0000</pubDate>
		<dc:creator>Brianna Tewksbury</dc:creator>
				<category><![CDATA[Bad Credit Consultant]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://newscredit.org/bad-credit-consultant/age-ain%e2%80%99t-nothin%e2%80%99-but-a-credit-card-number</guid>
		<description><![CDATA[A lot of consumers want to know what the best credit card is for their credit report; whether they’re just starting out with credit accounts, or are undergoing credit repair and/or debt settlement services to fix their profile.  And while we’ve blogged in the past about which type of card is best for those two [...]]]></description>
		<wfw:commentRss>http://newscredit.org/bad-credit-consultant/age-ain%e2%80%99t-nothin%e2%80%99-but-a-credit-card-number/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Courts Turn to Online Chats to Guide Users</title>
		<link>http://newscredit.org/credit-repair-news/bankruptcy-courts-turn-to-online-chats-to-guide-users</link>
		<comments>http://newscredit.org/credit-repair-news/bankruptcy-courts-turn-to-online-chats-to-guide-users#comments</comments>
		<pubDate>Fri, 06 Jan 2012 01:08:59 +0000</pubDate>
		<dc:creator>Grace Macarthur</dc:creator>
				<category><![CDATA[Credit Repair News]]></category>
		<category><![CDATA[Bankruptcy Courts]]></category>
		<category><![CDATA[Online]]></category>

		<guid isPermaLink="false">http://newscredit.org/credit-repair-news/bankruptcy-courts-turn-to-online-chats-to-guide-users</guid>
		<description><![CDATA[A new trend in the Southwest suggests that the country’s bankruptcy courts are finally taking advantage of technology that many other industries have already adopted: online chat forums. Sources note that bankruptcy courts in Arizona, New Mexico and Nevada have all started dabbling in online contact for court users. As many other companies have discovered, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some financial resolutions for retirees in 2012</title>
		<link>http://newscredit.org/personal-finance-guide/some-financial-resolutions-for-retirees-in-2012</link>
		<comments>http://newscredit.org/personal-finance-guide/some-financial-resolutions-for-retirees-in-2012#comments</comments>
		<pubDate>Thu, 05 Jan 2012 14:48:13 +0000</pubDate>
		<dc:creator>Hayley Steele</dc:creator>
				<category><![CDATA[Personal Finance Guide]]></category>
		<category><![CDATA[Resolutions Retirees]]></category>
		<category><![CDATA[Retirees]]></category>

		<guid isPermaLink="false">http://newscredit.org/personal-finance-guide/some-financial-resolutions-for-retirees-in-2012</guid>
		<description><![CDATA[Retirees might be past the days of resolving to work out more or buy fewer $4 coffees. Yet when it comes to money in particular, resolutions may be even more important for those living on fixed income. From financial nuts and bolts to more holistic aims, here&#8217;s a look at some worthy resolutions for retirees [...]]]></description>
		<wfw:commentRss>http://newscredit.org/personal-finance-guide/some-financial-resolutions-for-retirees-in-2012/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Credit Reports and The Credit Monitoring Catch</title>
		<link>http://newscredit.org/bad-credit-consultant/free-credit-reports-and-the-credit-monitoring-catch</link>
		<comments>http://newscredit.org/bad-credit-consultant/free-credit-reports-and-the-credit-monitoring-catch#comments</comments>
		<pubDate>Wed, 04 Jan 2012 07:26:20 +0000</pubDate>
		<dc:creator>Brianna Tewksbury</dc:creator>
				<category><![CDATA[Bad Credit Consultant]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://newscredit.org/bad-credit-consultant/free-credit-reports-and-the-credit-monitoring-catch</guid>
		<description><![CDATA[If you have never heard the commercials for freecreditreport.com you are missing out. I think they are kind of funny and have found the jingle bouncing around in my head at times. But how do they do this? Why do they do this? What is the catch because nothing is free? You are probably asking [...]]]></description>
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